A funeral runs $8,300 to $10,000 and it is due in days, not months. If the money is not sitting there, your family finds it. They borrow it, they put it on a card, or somebody passes an envelope at the service. Final expense coverage means they never have to.
A few questions, no cost, then a licensed agent takes it from there.
A small life insurance policy, usually $5,000 to $25,000+. It does one job. It pays what is owed when you die.
No medical exam. You answer health questions and that is it. The coverage does not expire on a date, and it stays in force as long as you pay it.
When you pass, the person you named calls the carrier and gets a check. It does not sit in probate waiting on a judge, and nobody but the person you chose decides where it goes.
People assume there will be time to figure it out. There is not.
How fast the arrangements typically have to be made. Most funeral homes want to be paid before the service, not after it.
The national median for a funeral with viewing and burial, per the NFDA, before anyone adds a plot or a headstone.
How long probate takes. Your savings will not get there in time to help.
What Social Security pays toward a funeral, and only to a surviving spouse or certain children. That is not a typo.
It is a check made out to the person you named. They decide. Most of it goes here.
This is why most people put it off, and it is the wrong reason. There is no medical exam. Health questions only. High blood pressure, diabetes, weight, heart trouble, cancer in the past, people get covered with all of it.
Carriers treat the exact same condition completely differently. Knowing which one says yes to you is the entire job, and it is what your agent does every day.
It depends on your age, your health, and how much coverage you want. That is why there is no price on this page. Anybody who quotes you a number before asking about your health is guessing.
Your real number takes one phone call and costs you nothing.
No. This is permanent coverage. It does not expire on a date. It stays as long as it is paid.
Your agent walks you through exactly how your policy works, including how soon the full amount is available, before you sign anything.
No. Your request goes to one licensed agent, not blasted out to a list of callers, and we don't sell your information to call center lists.
If you want out, say so to the agent or email us and we stop. That means no more quotes and no more contact from us or from the agent, not a vague promise to reduce it.
No. The agent's job on that first call is to look at your situation, shop it, and tell you what it actually costs. What you do with that is up to you, on your own time.
When you finish the questions, our Agent Match system reads your answers and selects one licensed agent in your state who specializes in making sure families aren't left with the bill. Your request goes to that person alone.
You will see their name, their photo, and the exact number they will be calling from before you ever leave the page, so you know who it is when the phone rings. They stay your agent from there, not just for that one call.
About two minutes. Your age, who you are protecting, and roughly what fits your budget. No health exam and no payment information.
They walk you through some questions, answer anything you want to ask, then shop and compare A rated carriers to find the one that fits.
Pick what fits your budget, at your pace. On simplified issue final expense, coverage can start the same day you're approved.
A few questions and a licensed agent tells you what it actually costs. No exam, no payment information, and nothing to sign on the call.
StartA few questions, no cost, then a licensed agent takes it from there.
Not sure this is the right one for you? See all five coverage types or go back to the home page.