Terms of Use

Effective date: [DATE] · This document applies to all quote websites operated by Black Label Leads.

1. Acceptance

By using this website or submitting a form, you agree to these Terms.

2. Not insurance, not advice

Black Label Leads is a marketing and lead-generation service, not an insurer, and does not provide insurance, legal, tax, or financial advice. Submitting a request does not create coverage and does not guarantee approval. Insurance is offered and sold only by licensed agents and carriers. Availability, rates, and eligibility vary by state, age, health, and carrier.

3. Consent to contact

By submitting a form with the consent box checked, you agree to be contacted as described in the consent language on the form and in the Privacy Policy, including by automatic telephone dialing system, prerecorded or artificial voice, and SMS/text where you provided consent. Consent is not a condition of purchase. You may revoke consent at any time by replying STOP to texts, telling any caller to stop, or emailing blacklabelleads@gmail.com. We honor opt-outs and maintain an internal Do-Not-Call list.

4. Accuracy

You agree that the information you submit is accurate and that you are the authorized user of the contact details you provide.

5. No government affiliation

This website is not affiliated with or endorsed by any government agency, Medicare, Medicaid, or the Social Security Administration.

6. Intellectual property, disclaimers, limitation of liability, governing law

[STANDARD CLAUSES — attorney to complete; governing law: [STATE OF FORMATION]]

7. Changes

We may update these Terms; continued use constitutes acceptance.

8. Contact

blacklabelleads@gmail.com